760-297-5212

Commercial Umbrella Insurance

Extra Protection that Keeps You in Business.

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from Dan Smith Insurance Agency Inc, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:
  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Dan Smith Insurance Agency Inc, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from Dan Smith Insurance Agency Inc.

Office Location

14950 Circle Dr.

P.O. Box 1457 Victorville, CA 92395

Main office: 760-297-5212
Fax: 760-241-3567

Office Hours:

Mon: 8:00 AM - 4:00 PM
Tues: 8:00 AM - 4:00 PM
Wed: 8:00 AM - 4:00 PM
Thurs: 8:00 AM - 4:00 PM
Fri: 8:00 AM - 3:00 PM
Sat: Closed
Sun: Closed

Mailing Address

PO Box 1457

Victorville, CA 92393

Main office:

Office Hours:

Mon: Closed
Tues: Closed
Wed: Closed
Thurs: Closed
Fri: Closed
Sat: Closed
Sun: Closed

Our Providers

Testimonials

We have had Dan Smith Insurance for years and we highly recommend them to everyone!
Chery Shumate
It is a great service to be able to pick up the phone & add or delete insurance items
Pam Hill
I have been very pleased with our relationship. Very good service.
Clifton Houzlow
As a long time customer I've never had to worry if I'm getting the best coverage. Thanks for the great service!
Denise Collins
I have been insured with you for many years. I am very happy with the people I have had to talk to and when I needed you, the services provided.
Lori Miller
I got into my first accident in 20 years and had no idea what to do next. I called my agent and she helped me through the whole process. I felt like she was really in my corner helping to get my car repaired as quickly as possible. I would highly recommend their agency to anyone.
Richard Catt
Your service has always been great. Your staff is very helpful! Thanks
John & Karen K.
I love my agent! She knows my policy up and down and is always available when I need to speak to her.
Deanna M.
agents always very helpful
Lois Roseberry
I never have to worry about missing a payment. Their billing department gives me a call with a friendly reminder. They are just great.
Colette V.
Even though I live in Idaho, Dan Smith Insurance and their companies are always available by phone or email. They take care of my home, auto and motorcycle no matter the time of day.
Breanne Shaw
I am so glad my agent keeps my policy updated. She added full coverage glass, so when I had a large crack in my windshield it was replaced without a deductible. Thanks Dan Smith Insurance!
Jamie Carrillo