760-297-5212

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Dan Smith Insurance Agency Inc, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Dan Smith Insurance Agency Inc who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Dan Smith Insurance Agency Inc before making a decision.

Office Location

14950 Circle Dr.

P.O. Box 1457 Victorville, CA 92395

Main office: 760-297-5212
Fax: 760-241-3567

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 3:00 PM
Sat: Closed
Sun: Closed

Mailing Address

PO Box 1457

Victorville, CA 92393

Main office:

Office Hours:

Mon: Closed
Tues: Closed
Wed: Closed
Thurs: Closed
Fri: Closed
Sat: Closed
Sun: Closed

Our Providers

Testimonials

We have had Dan Smith Insurance for years and we highly recommend them to everyone!
Chery Shumate
It is a great service to be able to pick up the phone & add or delete insurance items
Pam Hill
I have been very pleased with our relationship. Very good service.
Clifton Houzlow
As a long time customer I've never had to worry if I'm getting the best coverage. Thanks for the great service!
Denise Collins
I have been insured with you for many years. I am very happy with the people I have had to talk to and when I needed you, the services provided.
Lori Miller
I got into my first accident in 20 years and had no idea what to do next. I called my agent and she helped me through the whole process. I felt like she was really in my corner helping to get my car repaired as quickly as possible. I would highly recommend their agency to anyone.
Richard Catt
Your service has always been great. Your staff is very helpful! Thanks
John & Karen K.
I love my agent! She knows my policy up and down and is always available when I need to speak to her.
Deanna M.
agents always very helpful
Lois Roseberry
I never have to worry about missing a payment. Their billing department gives me a call with a friendly reminder. They are just great.
Colette V.
Even though I live in Idaho, Dan Smith Insurance and their companies are always available by phone or email. They take care of my home, auto and motorcycle no matter the time of day.
Breanne Shaw
I am so glad my agent keeps my policy updated. She added full coverage glass, so when I had a large crack in my windshield it was replaced without a deductible. Thanks Dan Smith Insurance!
Jamie Carrillo