September 15, 2025
AgencyHow Your Home’s Age and Condition Affect Insurance Costs
Your home’s age may be a key consideration in determining insurance premiums. While older properties may offer architectural charm, they often have increased risk factors. Factors such as dated electrical systems, aging plumbing, and worn roofing materials may increase the likelihood of claims, which in turn could lead to higher premiums or more limited policy […]
April 22, 2025
AgencyIs Your Home-based Business Properly Insured?
Running a business from home comes with flexibility, convenience and cost savings—but it also comes with risks many entrepreneurs overlook. If you’re operating a home-based business in California, your homeowners insurance likely doesn’t provide enough coverage to protect your business assets or liabilities. Homeowners Insurance May Not Be Enough Most standard homeowners policies exclude business-related […]
