Commercial Auto Insurance in Victorville, CA
Commercial auto insurance is necessary if your business uses vehicles. If you’re curious about coverage options or unsure if you’re adequately covered, Dan Smith Insurance Agency, Inc. is here to assist you.
How Does It Work?
Commercial auto insurance works by insuring your business from losses caused by accidents or liability claims involving company vehicles. In California, vehicles used for businesses purposes must carry minimum liability coverage to help cover third-party bodily injuries, death and property damage in an at-fault accident. Without it, your company may face penalties or be held responsible for payment.
Specifics may vary by insurer, but a standard policy may offer the following coverages:
- Liability coverage may provide coverage in an at-fault accident resulting in third-party bodily injuries, death or property damage.
- Comprehensive coverage may cover damage caused by burglary, fire, flood or vandalism.
- Collision coverage may cover your vehicle’s repair costs after an accident, regardless of fault.
Your agent may recommend additional policies and endorsements, including roadside assistance, auto glass coverage, uninsured/underinsured motorist coverage and more.
How Much Does It Cost?
The cost of commercial auto insurance in California depends on the following:
- Company location
- Number, type and value of vehicles
- Employee driving histories
- Policy specifics (e.g., claims history, deductible)
- Claims history
Where To Get Coverage
Contact Dan Smith Insurance Agency, Inc. to explore your coverage options or request a quote.