Business Insurance in Victorville, CA
Setting up a business is one of the most important investments a person can make. As such, it’s important for owners to secure business insurance to safeguard their venture. If you’re still unsure which policy is right for you, Dan Smith Insurance Agency, Inc. is here to help.
What Is Business Insurance?
Business insurance may protect your business from claims or losses caused by covered perils. Some states may also require businesses to carry certain types of insurance.
What Does Business Insurance Cover?
In general, the coverage a business selects can depend on its needs as well as its insurer. Common coverages often include the following:
- General liability coverage may help cover third-party claims of bodily injury, property damage or personal/advertising injury (such as libel or slander) made against your business.
- Commercial property insurance may provide financial assistance if your building, equipment or inventory is damaged or lost due to fire, theft, vandalism, or certain weather events.
- Commercial auto insurance may help cover damages to business-owned vehicles and liability costs resulting from accidents, theft or other covered events.
- Business interruption insurance may help replace lost income and cover operating expenses if your business must temporarily close due to a covered peril.
- Professional liability insurance (also known as errors and omissions insurance) may help cover legal expenses if a client sues your business for mistakes, negligence or failure to deliver services as promised.
Contact Dan Smith Insurance Agency Inc. today for a personalized quote.